Transitioning into BUYING A CAR!

Woooooohooooooo!!!  Cruising down the freeway, top down, wind blowing through your hair!  You and your friends are off to Santa Cruz for a day on the beach!  Well ... if you have a car anyways!  Buying a car is a big decision at your age.  There are definitely things that it will make easier in your life but other things it might make more challenging.  For your blog post today, discuss all of the benefits of having a car and all of the problems that having a car can create for you.  In addition, discuss your knowledge of the pros and cons of owning a new car vs. a used car!

Thanks a bunch for your thoughtful, thorough response!  We will get started shortly!!

Pros
You have a car to drive to where ever you want
You don't have to depend on any one
You can get around


Cons
Gas is a lot of money
You can get in a car accident
Car insurance

Earth Day!

Question 1: What does it mean to you to shop locally?

Question 2:  Looking at the image above, what are some of the primary reasons it benefits your local communities economy to shop at locally owned and run businesses?  Give specific examples from the chart that highlight how much of your money stays nearby, where your money goes, etc.

Question 3:  Although it is not specified in the image (and, of course, because today is earth day) what do you see as the environmental benefits of shopping at locally owned and operated businesses? You can take a second to do a quick online Google search for an answer ... you'll find plenty of sites with ideas! 

Remember, your response to each question should be 3-4 sentences ... yes, a little bit longer of a blog post but a good opportunity to do some critical thinking about economics and the environment on earth day!

1 Shopping locally means shopping near where I live or where I am like a supermarket or when I go shopping for clothes also means whenever I can go walking there like a couple blocks from my house. That is what I think is what is locally to you.

It better because people stay there and they shop a lot it's close and it isn't too far where if we don't shop local that's a lot of work driving or walking you waste to much gas. Also when you needed to shop for food people aren't going to want to drive far all the time. That is what I think that picture stays and means.

Several studies have shown that when you buy from an independent, locally owned business, rather than a nationally owned businesses, significantly more of your money is used to make purchases from other local businesses, service providers and farms -- continuing to strengthen the economic base of the community. Locally owned businesses can make more local purchases requiring less 

transportation and generally set up shop in town or city centers as opposed to developing on the fringe. This generally means contributing less to sprawl, congestion, habitat loss and pollution.A growing body of economic research shows that in an increasingly homogenized world, entrepreneurs and skilled workers are more likely to invest and settle in communities that preserve their one-of-a-kind businesses and distinctive character

The Final Chapter!

As we ease into today, how was your spring break?  Did you work a lot?  Play a lot?  A little of both? How did you spend your spring break?  What was your favorite activity over the break?  In addition, what are you looking forward to as we approach the end of the school year?  Are you simply excited for graduation or are there other things you are looking forward to during these last few weeks?  Finally, what is one thing you need to do/accomplish this week that has been troubling you/making you anxious that if you take care of, you will feel better!

My spring break was good I got to rest a Lot I didn't really do much Ernesto worked everyday so we didn't do anything exciting I got to sleep in which is good. This weekend we went to a party I had a good time. On Easter we went to a park with my family we took the dogs and it was fun we were there for like 4 hours. I'm looking forward to bring done with high school. I don't have anything I am stressed about. 

Your Life Situation Card and A Budget

1. What did you notice about your Gross Annual Income and the Net Monthly Income.  Were you surprised and/or disappointed at the amount of taxes taken from your paycheck each month?  What was your Net Monthly Income and do you think it would be realistic to live on that type of budget with your current lifestyle?  Explain!

I'm not that surprised because my family talks about how much taxes they take away  from people it may add with time I had a family so It does make it more difficult when they take money away. No because I'm not married or have two human babies

1. What was your impression of the Budget Guidelines worksheet.  Which of the categories listed seem most important to you to budget for and which categories seem least important?  Do you think the breakdown of how much you can spend in each category works well for your envisioned lifestyle?

In my situation I don't have kids therefore I don't have that many expenses. Second my bill will probably be more high just because houses are more expensive.i have Pets that are like my children so money goes to them in there needs like food and yearly check ups. 

1. Lastly, in looking for housing, what did you find your adjusted monthly mortgage payment to be if you bought a home vs. the amount it would cost you each month to rent?  Does this make you reconsider the possibility of purchasing a home vs. renting one?  What are the pros and cons of renting?  What are the pros and cons of owning a home?  In filling out the home buying sheet, what would appear to be the biggest barrier in your purchasing of a home

I go for buy a home it's better it goes a long away it might be expensive but it's probably the best chose because you own it and it seems more reasonable. It's better apartments are strict and hard to stay in  

Reasons You Need a Budget

After reading the article summarize why it is of critical importance for you to begin budgeting your money now.  Be sure to include examples from the article itself.  In addition, please discuss the likelihood of you beginning to budget your money now.  Have you already?  Do you know anyone who is either very good at budgeting their money or someone who could use some help in that department?  Which of the 5 reasons listed is most convincing to you in terms of the need to begin establishing a budget?

It's important so that you get used to it and that in the future it's much easier for you to be sable. I like to spend money on Starbucks if you don't realize you spend $80 per month on lattes, it will be much harder to break that habit and apply that money toward a priority, such as saving for retirement. I could us the money to save up for something else that more important. At the moment no I don't have a budget but at the same time when I do get a job will budget because I have a lot of plans for my future. Ernesto budgets his money and he does a good job with it. He has a saving, car payment , gas and etc. saving money is important since I want a nice house and nice car and also want babies and pets. 

Wrapping Up Yesterday's Discussion

• Analyze the importance of an education
• Discuss what you believe the state's role in that process should be
• Use very specific statistics to further your argument
• Ensure your paragraph would be motivating to yourself, your neighbor or anyone else moving forward in their academic career
• Within this paragraph I would also encourage you to use first hand examples including:
• your personal experiences and/or those of people you know and how their education (or lack thereof) has affected their daily lives.
• Your thoughts on how a free education may change one's outlook on furthering their education as we move forward.  
• This final paragraph should be thorough, thoughtful and should also include some statistics from the articles you read that strengthen your argument.

I feel as if people should in fact continue their education because it is very important To be successful in life now because prices are going up so you actually now need to go to college and get a degree To get a Job my parents have alright jobs but still struggle to pay bills and they also have worked there for a long time that's why there pay isn't to bad. Colleges shouldn't be going up in prices they should actually give more help to those who can't afford it and are actually trying to better the world. For example I signed up for fancial  ad and they want to give me a loan and I cant afford college but my plan is to be a vet that takes 8 to 9 years imagine the cost of college it's too much how am I going to afford all those loans and the first two years is community college and it's suppose to be cheap but it's not 

The Importance of Professionalism, Responsibility and the College Education!

• What does the article discuss
• What are the benefits of a plan such as this one
• What negatives can you envision about putting a plan like this into place

The first article was about how education is important and how we actually need it to be able to have a stable living 

The economic analysis finds that Millennial college graduates ages 25 to 32

The survey also finds that among employed Millennials, college graduates are significantly more likely than those without any college experience to say that their education has been “very useful” in preparing them for work and a career (46% vs. 31%). And these better educated young adults are more likely to say they have the necessary education and training to advance in their careers (63% vs. 41%).

To examine the value of education in today’s job market, the Pew Research Center drew from two complementary data sources. The first is a nationally representative survey conducted Oct. 7-27, 2013, of 2,002 adults, including 630 Millennials ages 25-32, the age at which most of these young adults will have completed their formal education and started their working lives. 

Taken together, these two facts—the growing economic return to a college degree and the larger share of college graduates in the Millennial generation—might suggest that the Millennial generation should be earning more than earlier generations of young adults.

I am very motivated to go to college it's something I want to succeed in and something I want my goal is to become a vet.