Simple as that :) I have a list of 9 ideas ... see how many you can come up with!
If you have good credit when you want to buy a house or a car they will give you better deals and make much easier to pay it off
Credit cards are very useful for emergencies
Credit cards are often required to hold a reservation
Credit cards offer protection against fraud above and beyond other payment tools (like debit cards, especially when shopping on the Internet)
Many credit cards offer great bonuses, such as cash rebates and frequent flyer miles (you automatically get these bonuses for just using the card!)
And perhaps most importantly… if credit cards are used responsibly they can help you
establish a positive credit history
Buy now pay later
Easy way to handle payments or make payments
Buy online
Rewards cash back
Travel more
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